If you’re a homeowner, we recommend refinancing now. Here’s why. 


If you’re a homeowner who doesn’t have plans to sell, you should consider refinancing right now.  

15-year mortgages are between 2% and 3%, while 30-year mortgages are just over 3%. If you’re paying more than this, it’s time to call your favorite lender.

Don’t assume whoever your mortgage is through is your best contact. You can reach out to us and we’ll give you a list of lenders we trust. You’re free to call your current lender, but don’t forget to shop rates to ensure you get the best rate possible. A good rule of thumb is to make sure the rate you get is at least 1% lower to make the refinance worthwhile. For example, if you’re at 4.5% and you can get a 3.5% refinance, go for it! 

“Make sure the rate you get is at least 1% lower to make the refinance worthwhile.”

At the Amy Wengerd Group, we’re all about making the most money for people on their largest investment. In many cases, that means selling that investment, but refinancing can help you save tens of thousands of dollars over the next 10 to 15 years. 

Of course, if refinancing is not your goal and you’re ready for a new home, we have you covered there as well. We’re your one-stop-shop for buying, selling, refinancing, or investing. 

If you have questions about this topic or there’s anything we can help you with at all, feel free to reach out to us. We’d love to help you.